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The following items will assist the lender in processing your loan application. It would be beneficial for you to be able to provide the following documents to the lending institution.
About The Home:
About Your Income:
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W-2's for the last 2 tax years.
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Paycheck stubs covering the last 30-day period.
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If any of the following apply, provide your personal
U.S. Tax Return and schedules:
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If you earn substantial dividend or interest income.
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If you received commission income.
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If you are self-employed.
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If you own rental property.
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Social Security Awards Letter if you receive Social
Security or Disability income.
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Verifiable address for the last 2 years.
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If you rent: name, address, phone number of your
landlord and copies of canceled rent checks for the last 12 months.
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If you own: name, address, account number, monthly
payment and balance of your current mortgage.
About Your Assets:
Statement for the last three months for:
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All checking and/or savings accounts.
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Money market account.
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Certificates of deposit.
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Brokerage accounts.
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401K Plans and/or employee savings plans.
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Mutual funds and/or stock ownership.
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IRA's and/or other retirement plan accounts.
About Your Liabilities:
Name, address, account numbers, payment amount and balances
for:
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All credit cards that currently carry a balance.
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All installment debts (furniture loans, consolidation
loans, student loans, etc.)
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Automobile loans.
Other Items As Applicable:
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If you are selling your present home, please provide us
with a copy of the sales contract and listing agreement.
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If you are divorced, please provide the following:
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